Visa Real College Rewards Card for Travel

0 %

Intro purchase Apr

for the beginning 6 billing cycles (then xiv.49% to 23.49% variable)

Details

Features
Fees

Annual fee	$0
Purchase APR	0% intro for the start 6 billing cycles (and then 14.49% to 23.49% variable)
Balance transfer APR	0% intro for the beginning 6 billing cycles (then 14.49% to 23.49% variable)
Issuer	Visa

Review by

Steven Dashiell

steven.dashiell@finder.com

Steven Dashiell is Senior Writer, Personal Finance at Finder specializing in all things credit cards. With more than 300 articles nether his belt, he aims to assist readers cover credit cards and maximize their rewards. Steve is studying to go a Certified Educator in Personal Finance, and is a frequent face on Finder'south YouTube channel, offering the latest in credit card hacks and advice. His expertise has been featured on numerous outlets, including U.S. News & World Study, NASDAQ, Time, CBS, Fox Business, Lifehacker, Martha Stewart Living and more.

Proficient review

The Tremont Credit Union Visa Signature Higher Real Rewards Card is the only educatee carte du jour selection from this small Massachusetts credit union and distributed by Elan Financial Services, a division of Us Banking concern. It earns a flat 1.5x points on all purchases, earns 2,500 bonus points later your kickoff purchase, comes with a 0% intro Apr on purchases and balance transfers for half dozen billing cycles, reverting to 14.49% to 23.49% variable and charges no almanac fee.

There isn't much more than to say near the card itself — most modest, local credit unions tend to offer credit cards with conservative benefits, and the Tremont Credit Union is no different. The card's earning charge per unit and intro Apr are useful but generally outclassed by educatee cards from other larger providers on the market.

You tin can use for the Tremont Credit Union Visa Signature Higher Existent Rewards Bill of fare by doing the following.

Go to the provider's site and select Employ now.
Hit Loans & credit at the top of the page and select Student credit cards from the drib-downwards menu.
Choose Utilize at present on the new folio.
Select Ok to redirect to the bill of fare list.
Scroll down to the Visa Signature College Real Rewards Bill of fare and select Apply at present.
Fill out the requested data, check off the terms and conditions box, and select Submit.

Earn rewards. You'll earn 1.5x points on all purchases using this card. You can redeem these points on cash back, souvenir cards or merchandise. You'll need at least two,500 points to make a redemption, which is roughly $25 in value. These points last for up to five years before expiration.
Signup bonus. You'll earn ii,500 points upon making your outset purchase with your Visa Signature College Real Rewards Card.
Intro April. This carte comes with a 0% intro APR on purchases and balance transfers for 6 billing cycles, reverting to 14.49% to 23.49% variable after.
No annual fee. You won't pay an annual fee to utilize this menu.

Balance transfer fee. While the card comes with an intro APR on residue transfers, it still carries a 3% residual transfer fee, or $5 minimum.
Points expire. You'll demand to use your earned points within five years or they'll expire.
Foreign transaction fees. You'll pay a 2% fee on purchases made abroad in US dollars or a 3% fee on purchases fabricated away in foreign currency.

Explore your options by minimum deposit required, purchase APR, annual fee and minimum credit score. Select the Utilize now push to showtime an application for a particular credit card.

Few customer reviews exist for the Tremont Credit Union Visa Signature Higher Real Rewards Card, though Elan Financial Services, the carte'southward issuer, receives an A+ rating from the Better Business Agency despite being not accredited as of September 2021.

Elan Financial Services receives 2 out of five customer ratings on Trustpilot as of September 2021. Customers complain of poor customer service and unusual technical problems that pb to billing errors.

If you lot're loyal to Tremont Credit Union and you need a student carte, it's not a bad option. Merely first consider looking at your other student carte du jour options to meet if additional perks or value will improve fit your financial needs.